Trusted Buyer Protection

Pay online
with confidence.

The safe way to pay for freelance work, account transfers, and other online deals. Money only moves when both sides are happy.

Start your first deal
Powered by Stripe
Holdy
Protected

Deal

Logo & Brand Package

by @designstudio

Item price €450.00
Buyer protection Covered by seller
Total €450.00
Status Funds secured
SSL Encrypted · Secured by Stripe
Freelance Protection
Account Transfers
Digital Services
Software Projects
Gaming Trades
Domain Sales
Freelance Protection
Account Transfers
Digital Services
Software Projects
Gaming Trades
Domain Sales
€0
Lost to scams
5-8%
Protection fee
Stripe
Powered by
~10s
To create a deal
Use cases

Protect every online deal.

From freelance gigs to account transfers. If money changes hands online, Holdy has your back.

Freelance Work

Code, design, video — with a guarantee.

Account Transfers

Verify access before payout.

Gaming

Game accounts, skins, items.

Digital Services

SEO, marketing, SaaS.

How it works

Three steps. Zero stress.

No jargon, no hassle. Just safe payments.

1

Create a Link

Set the amount, add deliverables, share anywhere — WhatsApp, Discord, email.

2

Buyer Pays Securely

Apple Pay, cards, iDEAL. Money is locked until delivery is confirmed.

3

Confirm & Release

Buyer confirms delivery. Money is instantly routed to the seller's bank.

Pricing

One fee. You choose who pays.

No subscriptions, no hidden costs.

Fee per deal
5 8%
< €250 8% €250–1k 6.5% €1k+ 5%

You choose who pays

Default

Seller pays

from payout

Buyer pays

added on top

Split 50/50

shared equally

No subscriptions · No monthly fees · Powered by Stripe

FAQ

Questions? We got you.

Everything you need to know about Holdy.

What if the seller doesn't deliver? +

Hit the "Dispute" button in your dashboard. We freeze the payout and our team reviews the case. If the seller didn't deliver, you get a full refund.

Do buyers need to create an account? +

The payment link opens directly in any browser. No app downloads needed. Buyers create a quick account to track their deal and confirm delivery.

Where is the money held? +

Through Stripe's Connect infrastructure. Funds are held securely by regulated financial institutions, never in our company bank accounts.

How fast are payouts? +

Once the buyer confirms, funds are released immediately to the seller's connected bank account. Depending on your bank, you'll see it within minutes to 2 business days.

Don't risk it.
Just Holdy it.

Create your first protected deal in under 30 seconds.

Start your first deal